Blog
Here, we share ideas, stories, and strategies designed to help you think long term, invest with confidence, and feel empowered about your financial future. Whether it’s breaking down market trends, explaining retirement plan strategies in plain English, or exploring ways to build lasting wealth... our mission is to simplify the complex and help you make decisions that create lasting impact on your financial journey.
Just like investing, we believe knowledge compounds. Hope you enjoy!
How Should We Think About Money We Will Need Soon? - The War Chest
Most people save and invest for a reason. Retirement. Freedom. Security. Goals and dreams that matter to them and their families. But financial planning is not only about someday in the future. Life happens along the way. A car...
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What Are 530A Accounts? A Clear Look at the New “Trump Accounts”
530A Accounts, often called Trump Accounts, were signed into law in July 2025 under the One Big Beautiful Bill Act. Whatever name you prefer, theyrefer to the same structure: a long-term investment account designed to give children a...
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"What About Gold and Silver?"
Gold, Time, and the Difference between Storing and Building: Why we do not treat metals as long-term investments William Bernstein wrote in The Four Pillars of Investing: “Over the past two millennia, gold’s real return seems to be...
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FamOS® Is Now a Registered Trademark
We are excited to share that, as of January 13, 2026, FamOS® is fully trademarked. This is a meaningful milestone for Baldwin Capital Management and an important moment for the families we serve. While the name itself is newly coined...
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The Season of Giving
Every year it feels like society starts bombarding us earlier and earlier with reminders and messages that Christmas and the Holiday season is fast approaching. Black Friday, Cyber Monday and Giving Tuesday show up in every headline...
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The 2025 Tax Act's Big Win for Education Savers
When the 2025 tax law was passed earlier this year, it did more than just tweak brackets and extend deductions, it quietly changed the game for education savings in America. For years, 529 plans were basically college funds. You saved...
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Banking Solutions? We Can Help!
Industry research has indicated that clients want more than just investment management from their financial advisor relationship. Never complacent and always focusing on where the puck is going, Baldwin Capital Management launched...
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They're Back
Starting in 2025, many inherited IRA beneficiaries must resume RMDs after a 4-year waiver. Learn the new rules, avoid penalties, and plan withdrawals to minimize taxes.
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