EMPOWERMENT THROUGH EDUCATION

Rooted In Northville,
Serving Wherever You Are

We work with people who own something. The business, the nest egg, the home, and what happens to all of it next.

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How we help - 

Family and Business

Two sides of the practice. Many clients end up on both.

FamOS®: Your Family Operating System

FamOS® is the system we built around servicing a family. Investments, taxes, estate documents, and the interactions between them. One team holding the whole plan instead of four holding pieces.FamOS Logo

EXPLORE FAMOS

Corporate Retirement Plans

Many sponsors never hear from the people who sold them the plan again. We handle design, administration, and participant education in-house, so one team stays with the plan as it grows.

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Our Story

Our Story

Our practice started in 1986, in company retirement plan meetings, explaining to people what they were already enrolled in. Baldwin Capital Management was incorporated in 1990 and has called Northville home since 1995. What we do has grown: investments, retirement plans, taxes, estate and legacy work, all in one place. How we do it has not changed. Explain plainly, stay reachable, answer the whole question.


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BY THE NUMBERS

More than Three Decades

36+

Years as BCM

Scott opened BCM 4 years after his start.

750+

Families Served

Across the country, some since the first year.

50+

Plans Managed

From solo shops to multinationals.

3500+

Participants Educated

Since the first meeting, one at a time.

Stay InformedLooking for some clarity?

Stay Informed
Looking for some clarity?

Plain writing on investing, taxes, retirement plans, and the decisions that come with owning something. Trying to cut through the noise and provide you with something to mull over.

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Baldwin Capital Management FAQs
The Most Common Questions About Us

At Baldwin Capital Management, we believe family wealth is about more than just investments. It is about values, purpose and opportunities for you and the people you love. Our FamOS® is designed to bring clarity, structure, and steadiness to the complex decisions that come with meaningful wealth. From risk oversight to generational planning, we help you manage not only your assets but the responsibilities and relationships that come with them. By simplifying the business of your family, we give you more space to focus on what matters most. After all, we don’t just manage money, we enable dreams.

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  • FamOS is our holistic family focused suite of services. We like to think of it as your Family Operating System. A comprehensive framework designed to streamline and optimize every aspect of your financial life. With FamOS, we integrate wealth management, tax planning, estate strategies, insurance solutions, and all other financial matters into a single, cohesive system, ensuring that all elements of your financial well-being work together seamlessly.
  • We help design the plan, review the investments, educate your employees, and handle the annual testing and filings. Work that is usually split across several providers stays with one firm.
  • Yes. We work alongside your accountant and attorney, and with most recordkeepers and TPAs. If a change makes sense, such as moving tax preparation or plan administration to us, we'll explain why and help make the transition as smooth as possible.
  • Families and business owners, often both at once. Many of our clients own a business in metro Detroit, and many are starting to think about what comes after it. They use FamOS® for their household and our retirement plan services for their company, so the plan for their employees and the plan that funds their own retirement get built together. Others come to us for just one side, and we love them too.
  • One small firm handles your financial plan, investments, taxes, and plan administration. When your CPA needs a number from your 401(k), or your estate plan needs to account for the business, the answer is down the hall instead of across town. We're family-owned and based Northville, so you'll know the people doing your work, and they'll know you by name. Behind that is the experience to show you every option worth considering.
  • Call us. For your family, bring last year's tax return, investment statements, and questions. For your company plan, send your most recent plan document, Form 5500, or fee disclosure. We'll review where things stand and tell you what we would change, if anything at all. If you're already in good shape, we'll say so.

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We Enable Dreams

Whatever you are building, we are here to help simplify the picture. The plan starts with a conversation.

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